Need Help On Decoupling/To Avoid Hefty ABSD?
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Get In Touch For A Non-Obligatory Discussion To Clear All Your Doubts
Matthew and Jasmine have more than 14 years of combined experience in helping couples minimise ABSD and provide decoupling advice since 2015.
Are you thinking of buying a 2nd property in Singapore? If so, you may be concerned about the Additional Buyer’s Stamp Duty (ABSD). This is a tax that is payable on the purchase of property in Singapore, and it can add up to a significant amount.
Let’s assume you want to acquire a private condo which cost S$2 million. With a 20%* ABSD, you have to pay a whopping S$400,000, on top of the Buyer Stamp Duty.
Get in touch with our experts to explore on possible ways to avoid and/or minimize ABSD!
- Plan For A Successful Retirement
- Accumulate More Funds For Your Young Ones & Later Years
- Keep Your HDB & Own A 2nd Property For Investment
- Leave A Legacy & Pass Down To Your Children
Top 6 Questions on ABSD or Decoupling!
Q : What is ABSD & How to avoid/minimize It?
Need help on avoid/minimize your ABSD?
Q : Is it possible to own 2 properties without incurring Additional Buyer Stamp Duty (ABSD)?
Q : And now, what Is Decoupling then?
Need help on decoupling?
Q : I own an HDB which is coming to 5 years/more than 5 years, what should I do now?
Q : I own a private property, what is next in line for me?
Q : Do I have to pay you any consultation fees or any hidden cost involved?
Read on to find out more about our successful decoupling case studies for both HDB & Private owners INCLUDING OURS !
Case Studies

We thought that apart from just sharing our client’s stories, why not we share about our OWN story first? It would be more convincing hearing it from us as we have already went through the process! In short, we walk the talk!
So here is OUR OWN TRUE STORY and how we have successfully decoupled and planning way ahead for extra savings for rainy days and retirement.
We are in our mid 30s now, and as most young couples, got married earlier and went the usual “right of way” to buy our 1st property – 4room HDB Build To Order(BTO) at Hougang area. As per all conventional saying, “you need to take advantage of what the government is giving you”. That was the mindset prior to us joining this industry.
But fast forward 8yrs later (including 3yrs to build and waiting another 5 years to reach MOP), we sold our flat. WHY? Where to get such amazing views? Why not fully pay it and be debt free? These were typical questions asked.
In short, we are aware that HDB is a priced possession and commonly thought of as a “safety net”. But being in the industry for years, we did our own research, (which we will be sharing with all of you) we realised the opportunity cost and/or options to be saving while making money was missing. Seeing many clients stuck and having insufficient funds for retirement despite having a fully paid property was also one of our biggest concerns.
Thus, we weighed out our risk, saw the potential and decided to take the leap of faith where we sold our HDB and TODAY, we are the owners of 2 private properties in the RCR and the CCR in Singapore and did not incur ABSD.
However, bear in mind that everyone’s situation is up to the individual based on your comfort level and we are more than happy to discuss!
Today, we own 2 Private Properties & planning well ahead for retirement.


Of course, we are aware that there are home owners who would want to keep their HDB due to the following reasons :
1) Preference of bigger space due to family size
2) Personal family reason
3) Sentimental reason
We completely understand and we are able to assist home owners to retain their HDB, purchase another private property with MINIMAL ABSD.
But of course, every case is unique and we will need to assess your situation before we can advise further! So do leave us your contact below now to find out on your eligibility!
As Home Owners, you can possibly benefit from our well strategised method & keep your HDB, own a 2nd private property
& leave a legacy to pass on to your children down the road.


Mr and Mrs Ho own a private property currently and wanted to purchase another private property due to the locale and possibility of. However, Mrs Ho would like to keep their existing property due to sentimental value and would like to minimise incurring Additional Buyer Stamp Duty (ABSD) as well.
We sat down, assessed their financial situation and importantly to understand their needs and objective. After which, we gave them an overview on the market’s trend and data, the potential upside and opportunities and their risk and safety net most importantly.
They were assured and felt that decoupling their existing property while concurrently purchasing their next private property would be the best option moving forward that would meet their requirements and their needs.
However, bear in mind that everyone’s situation is up to the individual based on your comfort level and we are more than happy to discuss.
Today Mr & Mrs Ho still retain their existing property
& own a total of 2 private properties with
potential extra savings for their children and/or retirement.


For buyers who strongly believes in the Singapore property market and is currently having 2 or more properties, do read on to find out how you could own another property with MINIMAL ABSD involved and to be able to save a significant amount of taxes.
Our clients, both mother and daughter owned 2 properties combined and they wanted to get 1 more private property for investment purposes.
They were looking for a 1 bedder and through our professional advice and sharing, while reshuffling their ownership within the 2 properties that they had, they were able to secure a private property in an ideal location and also save a significant amount of taxes.
It is all possible with the right strategy and methods, we assisted our clients to reshuffle their assets and save in taxes. However, we do encourage you to leave your contact and speak to us, so we may better assess and advise and ensure that you are able to do so!
Today, our clients collectively
own 3 properties!
We Would Love To Clear Your Doubts!

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**Pictures shown are for illustration purpose only**







